Company: Capitec Bank
Industry: Banking / Financial Services
Posted: Sep 8, 2025
Deadline: Not specified
Job Type: Full Time
Qualification: Bachelors, Masters
Experience: 6 – 8 years
Location: Gauteng
City:
Field: Finance / Accounting / Audit
Purpose Statement
Optimise credit performance and minimise risk through:
- Managing and overseeing a team responsible for developing, implementing and optimising credit intelligence policies / solutions / processes / strategies across more than one workstreams.
- Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
Experience
Min:
- 6 – 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
- In case of Honours degree: 5 – 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
- Minimum of 3 years Portfolio specific experience.
- Experience working with / contributing towards credit principles, policies, frameworks.
Ideal:
- Capitec Bank experience
Qualifications (Minimum)
- Bachelor’s Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
- A relevant post-graduate qualification in Finance or Statistics
Skills
- Communications Skills
- Influencing Skills
- Leadership Skills
- Planning, organising and coordination skills
- Presentation Skills
- Project Management Skills (Methodolgy Specific)
- Reporting Skills
- Researching skills
Conditions of Employment
- Clear criminal and credit record