Regulatory Reporting Analyst at Discovery Limited

Job Purpose

• The Credit Management team is responsible for the management and strategy setting of the entire credit life cycle, including acquisitions, account management, collections & modelling and measurement. This necessitates an understanding of financial regulators and the reports they require, as well as analytical capabilities. The regulatory reporting analyst is instrumental in assisting the credit management team in the completion of all the activities mandated by various regulators.

Areas of responsibility may include but are not limited to:

Regulatory reporting

Manage the delivery of regulatory reporting items within the credit risk management space, including:

• SACRRA
• Form39
• Visa
• BA returns

Business reporting

• Run, maintain and automate all daily/weekly/monthly/ad hoc reports via dashboards or other user-friendly methods
• Adhoc reporting including data extraction and analysis.

Internal governance reporting

• Prepare, optimize and automate all reporting for regular internal governance committee meetings
• Maintain, monitor & execute daily, weekly & monthly assurance reports
• Ensure compliance with RADARR principles across all key credit metrics & reporting

Data assets & dashboards

• Support the credit management team to create reusable data assets to enable monitoring, measurement and predictive model development
• Work closely with the Bank’s data warehouse team to ensure these get optimized & automated
• Monitoring, improving & optimizing existing data assets
• Monitoring, improving & optimizing Power BI dashboards as required by business

Personal Attributes and Skills

• A keen interest in all things data – exploration, analytics and creating information from the noise
• Resourceful and tenacious
• Self-motivated
• Focused on driving results
• Detail-oriented
• Organised and process oriented; ability to manage time effectively
• Ability to convey complex data in a concise understandable manner and distil the key messages
• Strong problem-solving skills
• Ability to work effectively across varying levels of management and multi-disciplinary teams
• Strong verbal and written reporting skills
• Quantitative / qualitative analytical skills

Education and Experience

• BSc/BCom Computer Science / Statistics / Applied Maths / Computer Engineering qualification are preferable
• Minimum 2 years’ experience in Regulatory reporting / MI team, preferably within a Credit Risk Space
• Regulatory reporting experience is preferred
• Experience in data warehousing & managing technologies
• Retail banking experience is preferred

Technical skills or knowledge

• Regulatory knowledge in the retail credit space – BA200 return series and relevant directives issued by the Prudential Authority
• Programming capabilities in SAP HANA (SQL) / SAS / MS SQL Server (SQL) / Python
• Creating dashboards & data visualizations in Power BI or similar tools
• Knowledge of SDLC, Unit Testing, Database structures, Technical Change Control
• Technical stack (database platform, data movement and reporting)
• Data modelling
• Data transformation and transfer (ETL)
• Change data capture (CDC)
• Confluence – documentation of data assets and reports