Company:
Standard Bank Group
Industry: Banking / Financial Services
Deadline: Not specified
Job Type: Full Time
Experience: 8 years
Location: Gauteng
Province: Johannesburg
Field: Finance / Accounting / Audit
Job Description
- We are seeking a dynamic and analytically driven Credit Analyst to join our Financial Institutions team. This role is critical in assessing and managing credit risk across a diverse portfolio of bank and non-bank financial institutions, including DFIs, insurers, asset managers, and Fintech’s. You will contribute to the origination, structuring, and ongoing monitoring of credit exposures, ensuring alignment with regulatory frameworks and internal risk appetite.
Qualifications
Type of Qualification: First Degree
- Field of Study: Finance, Accounting, Economics or related field
- Licenses & Certifications: CA (SA) or CFA would be preferred
Experience Required
- Minimum of 8 years experience in credit risk assessment, preferably within Financial Institutions. Strong understanding of banking and non-bank financial institutions business models, regulatory capital frameworks, and sovereign risk. Familiarity with products such as RCFs, securitisations, trade finance, and guarantees.
- Proficiency in financial modelling and credit rating methodologies.
- Experience and the ability to present to senior stakeholders.
Additional Information
Behavioural Competencies:
- Establishing Rapport
- Examining Information
- Exploring Possibilities
- Making Decisions
- Upholding Standards
Technical Competencies:
- Risk Identification
- Risk Management
- Risk Measurement
- Risk / Reward Thinking
