Head of Product – Credit at Kuda

Company:

Kuda

Kuda

Industry: Banking / Financial Services

Deadline: Not specified

Job Type: Full Time, Hybrid

Experience: 5 years

Location: Western Cape

Province: Cape Town

Field: Finance / Accounting / Audit, Product Management

Role Overview

  • The Head of ProductCredit will lead Kuda’s Credit tribe, driving the strategy, execution, and continuous improvement of all lending-related products and initiatives.
  • This role focuses on building reliable, scalable, and compliant credit solutions that deliver measurable business impact and exceptional customer experiences.
  • You’ll own the tribe’s roadmap, delivery, and performance, ensuring decisions are data-driven and aligned with Kuda’s broader strategic and financial goals.
  • You’ll also play a key role in building and developing a strong product team, fostering collaboration and accountability across stakeholders.

Responsibilities

Delivery & Execution

  • Lead tribe planning and QBRs, ensuring alignment, clarity, and dependency management.
  • Champion thin-slice, iterative delivery focused on measurable outcomes.
  • Provide consistent visibility to leadership through metrics, progress updates, and proactive risk management.

Data & Experimentation

  • Promote a culture of data-driven decision-making, establishing strong experimentation and measurement practices.
  • Ensure squads have the insights, analytics, and tools needed for effective prioritisation.

Product Quality, Risk & Compliance

  • Ensure all products meet regulatory, compliance, and security requirements.
  • Embed standards for reliability, performance, accessibility, and localisation into delivery practices.

People Leadership & Organisation Building

  • Hire, coach, and develop Product Managers across multiple levels.
  • Foster a culture of clarity, focus, and ownership of outcomes.
  • Define and uphold high standards for product discovery, delivery, and communication craft.

Day-to-Day Collaboration

  • With BLO: Align product strategy with business objectives and financial targets.
  • With DM/TLs: Manage capacity, technical debt, and sustainable delivery practices.
  • With Other Tribe Leads: Coordinate dependencies and shared initiatives.
  • With Compliance, Legal, Marketing, and CX: Ensure alignment across customer, regulatory, and commercial goals.

Requirements

  • 5+ years of Product Management experience, including 2+ years leading teams or product portfolios.
  • Proven track record of delivering measurable business outcomes.
  • Strong fluency in experimentation, analytics, and data-driven prioritisation.
  • Excellent stakeholder management and leadership skills.
  • Experience mentoring and scaling Product Managers with a player-coach mindset.

Nice to Have

  • Background in financial services, payments, lending, or infrastructure.
  • Familiarity with compliance frameworks and regulatory environments.
  • Experience working with growth or data platforms.



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