Business Judgemental Credit Manager at FNB South Africa

Job Description

• To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.
• To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).

Hello Future Business Judgmental Credit Manager

• to recommend a credit decision within the mandate by app
• Assess and approve credit in terms of approved mandate to minimise credit risk to the business 
• Manage the credit approval process
• Develop, encourage and nurture collaborative relationships within business across Product Houses and and/or across the FRG Approve or recommend counterparty exposure across multiple products
• Manage credit risk at origination on an ongoing basis 
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
• Ensure that credit approvals are conducted within governance (legislative and audit), processes and mandate requirements
• Ensure average approval turnaround time against target to ensure retention of clients
• Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications
• Assess and evaluate credit risk through quantitative and qualitative analysis
• consistently and in accordance with the bank’s credit policies to monitor existing exposures and recommend credit decisions

You will be an ideal candidate if you:

• Have abstained your CA or B Degree equivalent with Enterprise segment experience (Preferably 2-5 years minimum).

Are you someone who can:

• Support the Account Executive by managing and administering a portfolio of clients including the application of an approval and ongoing quality risk management of the clients’ credit facilities
• Deliver exceptional service through educating the client, offering an appropriate solution and ensuring the relationship is maintained
• Advise on and provide support to ensure the effective resolution of customer queries in order to ensure customer satisfaction and retention
• Continuously monitor actual process turnaround times and quality standards and resolve issues speedily to enhance effective client service delivery

End Date: November 6, 2025